When you are on the road and get in an accident, will your car insurance pay for the damage? Auto insurance may cover costly repairs after accidents and unexpected damage to your vehicle, but insurance may not pay if your car breaks down.
What Happens After a Collision?
Collision insurance may pay for repairs to your car if you are in an accident with another vehicle. This coverage often applies if you hit a stationary object, such as a tree or pole. Leased or rented vehicles may require collision insurance for any vehicle that you drive.
If you are in a car accident with another vehicle where there is damage to one or both vehicles, you should immediately call your insurance company and follow their instructions after the accident.